Severe Weather Resources

Home Healthcare, Hospice, Senior Living

Natural disasters bring with them lots of uncertainty, but having carefully thought-out plans put in place ahead of time can help ensure that you’re better equipped to handle the storm. From our experience serving your industry, we’ve learned the following tips greatly help reduce your risk of damage or loss of property as well as great resources that can help you prepare:
  • Hurricane Preparedness and Response Checklist – To minimize the potential for a public impact and to provide continuity of operations, consider the following actions before and after a hurricane impacts your facilities.
  • OSHA Hurricane Preparedness and Response – This page provides information on hurricane warnings, hazards that hurricanes cause, and precautions that workers and employers should take after a hurricane has occurred.
  • Infographic: Are you Ready to Handle a Hurricane? – Poster with infographics about hurricane season months, biggest threats, top 5 costliest hurricanes in U.S. history and protecting your property
  • Property Mitigation Tips — Flyer about how you can help protect your property after water-related catastrophes and what to consider when working with a remediation contractor.



  • Flood Safety Checklist – Helps your organization and community prepare for a flood
  • Property Mitigation Tips — Flyer about how you can help protect your property after water-related catastrophes and what to consider when working with a remediation contractor



  • Wildfires -Protecting Facilities – How to develop a Fire Management Plan to place a facility in the best possible position to withstand a wildland fire
  • Wildfire Mitigation and Structure Hardening - If you are in an area that could be exposed to a potential wildfire, the following are some general suggested tips and actions to consider taking before a wildfire strikes
  • OSHA Wildfire Preparedness – While wildfires are typically unpredictable, use these steps to keep your organization prepared to act when one breaks out


  • OSHA Earthquake Preparedness & Response - Review steps and procedures within your organization and community when an earthquake hits
  • Hail Damage Prevention Guide - Having a pre-set plan in place to reduce loss exposure provides the best chance of limiting the impact of hail occurrences
  • Lightning Myths Infographic - View the infographic to learn the most common myths of lightning and what you can to do to stay safe among the hazardous conditions brought on by a thunderstorm
  • Lightning Protection Guide - This bulletin provides an overview of the lightning exposure, loss planning, lightning protection systems and components and the National Fire Protection Association (NFPA) pamphlet NFPA 780 – “Standard for the Installation of Lightning Protection Systems.”
  • Dangers of Driving in the Rain Infographic – Take a look at these scary statistics about driving in the rain



  • American Red Cross – Link to the official Red Cross website for information on disaster relief efforts
  • FEMA – Link to the official FEMA website to get the latest disaster preparedness resources
  • National Weather Service – Link to the official National Weather Service website for updates on your local weather threats
  • El Nino – Are You Prepared? Infographic - Learn more about El Niño, the effects it can have in the United States, stats from the last major El Niño event and what you can do to protect your property
  • HSB Efficiency First – Assessments and efficiency tests that help you reduce losses and save energy
  • HSB Efficiency Calculator – Energy calculator that can save you up to 15-20% per year in energy costs
  • Roof Assessment – A guide to maintaining your roof and reducing damage risk
  • Building Self-Inspection Form Checklist - This form is provided for periodic self-inspection and is recommended for use on a quarterly basis to assist you in discovering hazards before an accident can occur


Claims instructions and forms can be accessed through any of our divisions’ websites, and are available here:
  • Have your insurance agent’s name and phone number readily available.
  • Carefully survey all damage and take photos first if you are able to do so safely.
  • When you call your agent, you will be asked to: describe the property and/or auto damage in detail and discuss the type of damage.
  • Be sure to provide your agent with quality contact information where you can be easily reached.
  • Take inventory of personal property and portable equipment that has been damaged, and set aside for your claims adjuster to inspect.
  • Use tape or yard sticks to measure and photograph water levels on vehicles.
  • Do not attempt to operate a vehicle that has been submerged in water.
  • Do not provide personal or sensitive information to anyone other than your insurance agent and dedicated claims representative.